When Fido has an accident or falls ill, the last thing you want to worry about is whether or not your pet insurance will cover the vet bills. So, what does pet insurance actually cover, and do you need to get a card for it?
What is pet insurance?
Pet insurance is a type of insurance policy that helps pet owners cover the costs of their animal’s medical care. It is becoming increasingly popular as more and more people realize the benefits it provides. There are a variety of pet insurance companies to choose from, so it’s important to do your research before selecting a policy.
Some things you may want to consider when shopping for pet insurance include the type of coverage you need, the deductibles and premiums, and whether or not the company has a good reputation. It’s also important to make sure that your chosen policy covers pre-existing conditions, as many policies exclude them.
Once you’ve selected a policy, you’ll usually be sent a card by the insurance company. However, you may not need to keep the card on you – some companies will have your policy information on file and can look it up if you need to make a claim.
What does pet insurance cover?
Most pet insurance policies will cover unexpected veterinary costs associated with accidents and illnesses. This includes things like x-rays, surgeries, and hospital stays. Some policies will also cover routine care, like vaccinations and check-ups.
In addition to accidents and illnesses, most pet insurance policies will also cover routine care, like vaccinations and check-ups. This helps to keep your pet healthy and up-to-date on their shots. It also helps to catch any potential health problems early on, before they become more serious (and more expensive to treat).
Some pet insurance policies will also cover alternative care, like acupuncture or chiropractic services. This is usually an add-on that you can purchase for an additional cost. But if your pet suffers from a chronic condition or pain, it can be worth the extra expense.
Do you need a card for pet insurance?
Most companies will send you a card after you’ve purchased a policy. The card will have your policy information on it, and you can use it to make claims. However, you may not need to keep the card on you – some companies will have your policy information on file and can look it up if you need to make a claim.
Pet insurance is a great way to financially prepare for your pet’s unexpected medical needs. Most policies will cover accidents and illnesses, as well as routine care. You will usually receive a card from the insurance company after you purchase a policy, but you may not need to keep it on you – the company may have your policy information on file.