Do you have a furry friend at home? If so, you’re not alone. In fact, 65% of American households own a pet, according to the National Pet Owners Survey. And while we love our pets, they can be expensive. One of the biggest expenses is pet insurance.
Bundling pet insurance with other types of insurance
One way to get a pet insurance discount is to bundle it with other types of insurance. This can often give you a discount of 10-15%. For example, you can bundle pet insurance with your homeowner’s or renter’s insurance.
Many people don’t realize that they can bundle their pet insurance with other types of insurance, so this is a great way to save some money. In addition to bundling pet insurance with homeowner’s or renter’s insurance, you can also bundle it with your auto insurance.
Bundling pet insurance with other types of insurance is a great way to get a discount. It’s also a great way to make sure that all of your pets are covered in case of an accident or illness. Make sure to shop around and compare rates before you decide on a policy.
Being a member of certain organizations
You may be able to get a discount on pet insurance by being a member of certain organizations. Some organizations that offer pet insurance discounts include the American Kennel Club, the Humane Society, and AAA. To get the discount, you will usually need to show proof of membership.
You can also check with your local Chamber of Commerce to see if they offer any discounts on pet insurance. Many Chambers offer discounts on a variety of products and services, so it’s definitely worth inquiring about. Another option is to see if your employer offers any discounts on pet insurance. Some companies have arrangements with specific insurers and can offer their employees a discount.
Comparing pet insurance policies
When it comes to pet insurance, there are a lot of options out there. And, when you’re trying to find the best deal, it can be tempting to just go with the cheapest policy you can find. But, before you do that, it’s important to take some time to compare pet insurance policies and make sure you’re getting the best coverage for your pet.
Here are a few things to keep in mind when you’re comparing pet insurance policies:
– Coverage: Make sure you understand what exactly is covered under the policy. Some policies will cover things like routine care, while others will only cover accidents or illnesses.
– Deductibles: Compare the deductibles on different policies. A higher deductible means you’ll have to pay more out of pocket if your pet needs treatment, but it also means you’ll have a lower monthly premium.
– Reimbursement rates: Some policies will reimburse you for a higher percentage of your veterinary bills than others. This is something to consider, especially if you have a pet with chronic health problems.
– Exclusions: Read the fine print on each policy to see what’s excluded. Some common exclusions include pre-existing conditions, genetic disorders, and routine care.
– Discounts: See if the policy offers any discounts, such as for bundling with another type of insurance or for being a member of certain organizations.
Comparing pet insurance policies can be a lot of work, but it’s worth it to make sure you’re getting the best possible coverage for your pet. There are a few resources that can help make the process easier, including online comparison tools and talking to a pet insurance agent.
There are a few things you can do to get a discount on pet insurance. Bundling pet insurance with other types of insurance, being a member of certain organizations, and taking the time to compare pet insurance policies are all good ways to get a discount. By taking advantage of these opportunities, you can save money on pet insurance.