Appliance insurance is in general a form of limited liability insurance that covers the home's main appliances, including fridges, washing machines and other dishwashers.

What is appliance insurance?

Appliance insurance a private insurance policy to help cover losses from your appliances, such as a fridge or washing machine, if you're out of country.There are two types: 'traditional' & 'standard'.

• One-time payment – Cleaning service should be in   house for an hour or so & then new appliances can be delivered and placed into garage, or driveway, house is located.

Pros of appliance insurance:

Choose to add on other cover, which could help cover the cost of appliance insurance. Fridges, freezers, washing machines, dryers, dishwashers, home-heating appliances & water heaters are covered.

Appliance insurance policy offers protection against theft, fires & other breakdowns. Some appliances are covered; others must be purchased separately as per your choice.

About appliance insurance:

Standard appliance insurance policies offer coverage for items such as washing machines, dishwashers, dish drying equipment & ceiling fans. Other potential items you should be aware of are cookers.

• All appliances must be pre-approved. Some insurance companies may require a company home visit to ensure that your appliances will work in the location you selected.

Cons of appliance insurance:

Many appliance insurance policies have limits on the items that can be covered, with the result that paying for extra cover or adding additional items may be necessary to ensure that you are covered .