This process is a rather easy process, that can be done by an employer or a self-employed person. There is no age limit and most claims are approved within a day.

About claiming short term disability:

In claiming short term disability application is available in assigned records section of the local government institution. Amount can be claimed in the local currency that state of origin adopts. 

-No longer has to worry about paying to go to work. -Can plan the budget for time off work for appointments. -Stays more financially secure which is good.

Pros of claiming short term disability:

In claiming short term disability insurance, depending on your circumstances, you can end up with extra benefits as paid bereavement leave & time off to care for children who are not attending school.

-You can work as much as you want or need to. -You can expect to be paid a good chunk of your salary during the time you have short term disability insurance.

Pros of claiming short term disability:

Regarding claiming short term disability insurance you may have to pay $2 a week for short term disability if you have a negative balance on work-related coverage, even if you no longer work there.

Cons of claiming short term disability insurance:

-Your income from your job & disability is used to calculate rates. -You will have an 8 week period of time where you can apply for & accept benefits.

In claiming short term disability insurance you have access to a team of people who can assist you in claims process. There are often restrictions on how much cover you can get, if you are pregnant.