While most disability insurance programs cover a broad range of medical and non-medical expenses, their benefits are limited. This can leave out the vital medical costs.
About extended disability:
You will have extended disability payments on the following dates:-Up to the day the short-term disability starts.-The day the short-term disability coverage ends.-In any of the subsequent month.
-You can be self-sufficient and live a normal life.
-You can work online.
-You can read, write, talk, watch TV, and play games.
-You can take care of your loved ones.
Pros of extended disability:
Extended disability guarantees a minimum income for recipients of disability benefits. Amount of minimum income is calculated based on number of hours of benefits received & level of medical aid.
-Spending the time to focus on recovery.-Coming up with the right rehab plan for you.-Maintaining your current life.-Having more time to take care of yourself & family.
Pros of extended disability:
Under extended disability insurance provided by employer, the insurance company reimburses insured for a portion of the cost of medical expenses and any qualified life insurance benefits they provide.
Cons of extended disability:
-Maintaining your current life and day to day activities.
-Being reluctant to do simple tasks.
-Working to obtain your driving license back.
-Having a tough time focusing.
Without the coverage of an insurance policy plan like extended disability coverage, a sick or injured person who is not yet fully recovered will be unable to pay the bills of hospital and physicians.