Pregnancy and having a baby can be a very stressful experience, one that is the most important time of your life. However, you might also get a medical condition.
About long term disability pregnancy:
With long term disability pregnancy, if the medical condition of the pregnant woman was not due to pregnancy, they have to provide at least two reports, one from an obstetrician and from a surgeon.
-Less stress on finances as being on maternity leave is 50% of his salary.
-Great feeling of having your husband at home while still working for the company.
Pros of long term disability pregnancy:
Using long term disability pregnancy, if your doctor says “can’t perform the pregnancy” cover may be void. When you return to work you can’t take much work or might have to go on short disability.
-No doctor's appointments, you don't have to watch a potty, you aren't home alone with the kids all day and any kid that cries, Daddy is home to help always.
Pros of long term disability pregnancy:
In long term disability pregnancy, you get to keep health insurance, plus you can get baby to daycare or daycare to your house – you do not need a babysitter to get a baby ready to go to daycare.
Cons of long term disability pregnancy:
-May not be able to work at all after giving birth-If it becomes a problem at work, not having a job to go back to would be a problem, particularly no family.
In long term disability pregnancy, your employer will pay up to 70% of your earnings which is good for 8 weeks. If you quit your job, the state pays up to 80% of your earnings for up to 4 weeks.