Medicare is health insurance coverage for people 65 or older, people with disabilities and people with End Stage Renal Disease (ESRD) who meet other income guidelines.
About medicare disability:
Medicare disability benefits are designed to help medically needy seniors age 65 and older live in the comfort of their own homes as they get older, if they can no longer handle the daily activities.
-Insurance coverage policy, so no worrying about bill collections-Paid for while you work-One coverage-Costs less than most private insurance-Competitive premiums
Pros of medicare disability:
When Medicare disability was created, its focus was on Americans who had severe disabilities. A wheelchair user with a severe impairment was not in a wheelchair at the time. This is still the case.
• No premium payment.
• Access to initial Medical policy.
• Coverage for most co-payments.
• Universal coverage.
• Medical coverage available before applying for Medicare.
Pros of medicare disability:
Medication is not the only type of medical care that is covered by medicare. Several services such as eyeglasses, hearing aids and dental services are also covered under medicare disability policy.
-More paperwork
-Delays and denials of claim assistance
-Better financial plan for your future
-Widowed people are required to keep their -husband's Medicare coverage.
The cons of medicare disability:
Medicare disability policy coverage is required by the Social Security Act to cover a variety of medical and dental services that people with other health conditions need to keep themselves well.