Older cat insurance is one way to improve the safety and reliability of a cat's health. At the very least, you can offer your kitty more dependability and peace of mind.
About older cat insurance:
Older cat insurance plans tend to cover serious medical conditions that older cats face. They often provide for 24/7 veterinary care as well as additional costs, including dental, ear mites and lice.
-The risk of illness is less when a pet is older
-There are no additional costs
-There is less interest, & your carrier will not require any additional premium payments
Pros of older cat insurance:
By contrast with dog insurance, older cat insurance will likely cover the initial cost of treatment. Of course, if the cost of treatment is high, the cost of your own health insurance could be higher.
Premiums will generally be lower than if you insure a young cat. However, it’s always good to have policy because if a cat gets injured, you will need money for vet bills.
Pros of older cat insurance:
Older cats are more likely to have chronic medical conditions, such as a thyroid condition. So it's vital to understand older cat insurance your cat needs and how to choose one that fits your needs.
-This insurance can be pricey as the risk profile and costs of older cats increase. Also, if you have a covered policy, you'll need to keep up with the extra premium.
Cons of older cat insurance:
Also, understand that older cat insurance plans can be relatively expensive. They may cost less than, for example, an umbrella insurance policy, but some policies also carry a hefty deductible.