This is a policy for pets that comes in their very first year. This means that they are vaccinated. Pet will be protected against expensive vet visits or surgeries.

About preventive pet insurance:

In preventive pet insurance if you are planning to breed or buy companion animal in future, your plan should be effective for at least 1 year before animal is expected to start having health problems.

You don't have to worry about out-of-pocket costs. Typically, you pay a monthly premium, which covers your pet's dental cleanings & preventive care & vaccinations.

Pros of preventive pet insurance:

Preventive pet insurance, when compared to a primary policy which includes only the preventive care and does not cover any medical procedure or treatment, there is a huge difference between the two.

This type of pet insurance is meant to replace lost income due to sickness or injury of an animal. Pet owners don’t have to worry about copays or visits to the vet.

Pros of preventive pet insurance:

Preventive pet insurance cost of the program is based on an assessment of the pet's age, breed, and care. The cost will vary depending on the cost of the insurance and the coverage that the pet owner

Cons of preventive pet insurance:

Any pet insurance company will have a minimum requirement for coverage. The minimum required insurance coverage will depend on the type of pet, and where you live.

Regarding preventive pet insurance the overall benefit is that the owners are insured for any expensive veterinary visits for their pets and the pet can go on to enjoy many years of being healthy.