More than 60% of all pregnant workers do not have the sufficient amount of life-insurance cover. Hence short term disability for pregnancy is recommended.

About short term disability for pregnancy:

Many women use short term disability for pregnancy. An estimated 35 per cent of women who become pregnant are covered for short term disability. Benefit amount for short term disability is $1,700.

Short term disability can be important because not everyone gets paid during a pregnancy and because employers often don't provide paid maternity leave.

Pros of short term disability for pregnancy:

For companies that have paid short term disability claims, there is no statutory difference between a short term disability for pregnancy or one for temporary loss of some other health condition.

If you don't get paid when you are pregnant, or your paychecks are significantly lower, you will need a cash flow and health insurance policy coverage.

Pros of short term disability for pregnancy:

Although each claim may be considered on its merits, law is unambiguous in requiring that claims for short term disability for pregnancy be compensated under provisions of short term disability law.

Pros of short term disability for pregnancy:

An excellent case for this insurance is you have no idea how long you will need to take off for maternity leave and if your sick days can be extended.

Using short term disability for pregnancy policy cover you will need medical proof that you are pregnant while receiving benefits. This is needed if you are interested in receiving maternity benefits.